People who have not hired a public adjuster will need to file an insurance claim with the insurance company itself.
It is possible for a homeowner to have discussed and hired a Public Adjuster prior to filing the insurance claim, if the homeowner knows from the beginning it is large and complicated loss.
Sometimes, celeberities for example, people don’t want to deal with the headache with going back and forth with the insurance representative or staff provided adjuster. In this case, a trusted member can normally be delegated as the primary contact, normally its another family member, but exceptions have been made.
A Public Adjuster can file a claim on your behalf which means you dont have to call the insurance company directly. All the Public Adjuster needs is your policy # and declarations page. Then, the Public Adjuster will file a claim on your behalf or ask you to file it initially. Then, the PA will immediately send the insurance company a “Letter of Representation” and handle the claim for you with the goal of getting you the maximum payment that you are rightfully owed.
If you or a loved one are looking for a Public Adjuster in Socal, feel free to send an inquiry to Public Adjusters in Los Angeles | Property Damage Adjuster or call us at (909) 285-2254