What is the Difference Between a Public Adjuster and an Adjuster That Works Through an Insurance Company?

March 24, 2023

A carrier's homeowners' insurance adjuster is an employee of the insurance company that provides coverage to the homeowner. Their primary role is to assess the damages to the property and determine the amount of compensation that the insurance company should pay to the homeowner. They are responsible for investigating the claim, assessing the damage, and negotiating a settlement with the homeowner.

On the other hand, a public adjuster is an independent professional who is hired by the homeowner to represent their interests in the insurance claim process. Public adjusters are licensed by the state and have a fiduciary duty to the homeowner, meaning that they have a legal obligation to act in the best interests of their client. Their primary role is to assess the damages to the property, prepare and file the claim, negotiate with the insurance company on behalf of the homeowner, and ensure that the homeowner receives the maximum amount of compensation they are entitled to under their policy.

The primary difference between a carrier's homeowners' insurance adjuster and a public adjuster is their allegiance. A carrier's adjuster represents the insurance company, while a public adjuster represents the homeowner. As such, public adjusters can help homeowners level the playing field against the insurance company and ensure that they receive fair compensation for their losses.

If you are looking for a Public Adjuster in SoCal feel free to send an inquiry for a free consultation at Public Adjusters in Los Angeles | Property Damage Adjuster or contact us at (909) 285-2254.http://PropertyDamageAdjuster.com

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