Frequently Asked Questions

Public Adjusters

Frequently Asked Questions

What is a public adjuster?

A public adjuster is a licensed professional who assists clients in efficiently filing insurance claims after a loss has occurred.

How can a public adjuster help me?

Public adjusters can help you navigate the complex claims process and maximize your insurance claim payment. They work for you, not the insurance company, and can provide an accurate estimate of the value of your claim.

Why should I use a public adjuster?

Utilizing a public adjuster for your insurance claim may prove to be highly useful depending on your current situation. If you wish to dispute your insurance adjuster's evaluation, public claim adjusters can help you gather data and proof that you need more to restore your insured property to its previous condition.

How much does a public adjuster cost?

The cost of hiring a public insurance adjuster will vary between each claim. Because Property Damage Adjuster tailors our claims specifically to the client, it is difficult to determine pricing before an initial consultation.

What is the difference between a public adjuster and an insurance adjuster?

Both insurance adjusters and public claim adjusters will evaluate the damage done to your property, however, insurance adjusters typically stop there. A licensed public adjuster can evaluate the damage to your home or business as well as providing repair services, helping you file with insurance, and filling in any gaps while filing your insurance claim.

What kind of damage can a public adjuster help with?

A public adjuster can help with any type of damage covered under your insurance policy, including water damage, mold damage, fire damage, storm damage, earthquake damage, theft/vandalism, and other types of damage.

Do I need to hire a public adjuster right away?

No, you do not need to hire a public adjuster right away. However, it is important to start the claims process as soon as possible to avoid any delays in receiving your insurance claim payment.

How long does it take for a public adjuster to settle my claim?

The length of time it takes to settle your claim depends on the complexity of the damage and the insurance company's responsiveness. However, a public adjuster can help expedite the claim process and ensure that your claim is settled as quickly as possible.

How can I prepare for my initial consultation with a public adjuster?

You can prepare for your initial consultation by gathering any relevant information about the damage to your property, including photos, receipts, and insurance policy information.

Will my insurance company work with a public adjuster?

Yes, your insurance company is required by law to work with your public adjuster. A licensed public adjuster can help ensure that the claims process is fair and that you receive the maximum compensation for your loss.

Can a public adjuster negotiate with my insurance company on my behalf?

Yes, a public adjuster can negotiate with your insurance company on your behalf to ensure that your claim is settled fairly and that you receive the maximum compensation for your loss.

Do I need to pay my public adjuster upfront?

No, you do not need to pay your public adjuster upfront. Property Damage Adjuster works on a contingency basis, which means that we only get paid if we help you recover money from your insurance


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