The implications of not having homeowners insurance for two years and then contracting a policy can vary depending on the insurance provider, policy terms, and the reason for not having coverage for that period. In general, insurance providers may view a gap in coverage as a higher risk, and as a result, the policyholder may […]
It depends on many variables on whether it would be your worthwhile to hire a Public Adjuster to help you resolve youur homeowner’s insurance claim. Without futher review of your damages and specific circumstances on where you are at with your insurance claim, it may be worth it to hire a Public Adjuster to get […]
A carrier's homeowners' insurance adjuster is an employee of the insurance company that provides coverage to the homeowner. Their primary role is to assess the damages to the property and determine the amount of compensation that the insurance company should pay to the homeowner. They are responsible for investigating the claim, assessing the damage, and […]
Yes, public adjusters are legitimate and licensed professionals. They are licensed by state insurance departments and must meet certain requirements, such as passing an exam and completing continuing education courses, to obtain and maintain their license. Public adjusters are also required to adhere to ethical standards and regulations set by their state. When hiring a […]
When homeowners experience damage to their property and file an insurance claim, the insurance company will typically send out an adjuster to assess the damages and determine the value of the claim. However, the adjuster works for the insurance company and may not have the homeowner's best interests in mind. This is where a public […]
Every insurance company has staff that has their own opinionated thoughts on Public Adjusters. In general, insurance companies do not hate Public Adjusters as they are a natural part of the insurance claims process and regulated by the Department of Insurance. A Public Adjuster plays an important role for claimants and insureds who have not […]
A public adjuster is a professional who works on behalf of the policyholder to help them with their insurance claim. Their role is to assess the damage, review the insurance policy, and negotiate with the insurance company to ensure the policyholder receives a fair settlement. You should hire a public adjuster if you feel that […]
People who have not hired a public adjuster will need to file an insurance claim with the insurance company itself. It is possible for a homeowner to have discussed and hired a Public Adjuster prior to filing the insurance claim, if the homeowner knows from the beginning it is large and complicated loss. Sometimes, celeberities […]
It depends. How far are you along the insurance claims process and is there any issues with the staff adjuster assigned by your insurance carrier? Many homeowner’s claims are resolved without a public adjuster’s assistance but many times a public adjuster is needed in order to get a insurance payout that is necessary to get […]
